It's still up to the country to regulate police checks, registration and identification requirements as they like.ĭepending on the jurisdiction, holding or carrying government sanctioned ID might or might not be mandatory and the likelihood of a check varies widely. As often, what the EU mandates is that other EU citizens are treated on a par with citizens. There is no EU resident/citizen database authorities could use to double-check your data and no EU-wide rule regulating this matter. Authorities in one member state can send questions to another, but that takes time. For those without it, there could be inconvenience.Īnd the sort of EU-wide automatic database query which the OP envisions doesn't exist. But anyone could get into a situation where the authorities want to record the ID of all involved persons and take official statements later. In fact, many don't require citizens to carry IDs. What you can do is get yourself both an ID card and a passport if your country issues cards, and take one or the other within Europe.įollow-Up: Just to clarify, EU countries are not in the habit of arresting people just because they don't have ID on them. That way you have the document number when you file the report. The only use for a photocopy or digital scan is as a handy reference of all the relevant data, in case the original gets lost. A copy has none of those - it might easily be photoshopped. They might also be officially invalidated when a new one is issued before the expiry date. Rahl with questions about this or other deposit account topics.Official ID documents have many features to prevent forgery or manipulation. It is also important to point out that because federal customer ID requirements only permit retaining copies of customer ID cards but do not require financial institutions to do so, financial institutions should review their online account opening procedures to verify that state ID cards are being destroyed within a reasonable period after an online account or product or service request has been completed. Practice Point : The law does not specify how quickly a financial institution must delete state ID card images and copies. The law preempts any state law that conflicts with the above federal provisions. The law further provides that upon copying and storing a state ID card for the permitted account opening or related product or service request, a financial institution must permanently delete any image of the ID card and any copies of the image. Comply with legal requirements related to opening an account or obtaining a financial product or service, such as the requirements of the federal Bank Secrecy Act.Verify the identity of the individual and.Verify the authenticity of the identification card.Under the law, financial institutions may use the information obtained from copying and storing a state ID card to: The law (titled, “Making online banking initiation legal and easy”) permits a financial institution to copy and temporarily store an individual’s state ID card in an electronic format only for certain purposes. The statute, part of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018, applies to situations involving online requests by an individual to open an account or obtain any other financial product or service from a federally insured financial institution. Is Your Institution Handling Driver’s License Copies Correctly?Ī little-known federal law imposes restrictions on federally insured financial institutions in connection with copying and retaining copies of state-issued driver’s licenses and similar identification cards when accounts, products or services are requested through online applications.
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